Did you get every add-on refund you're owed?
Paid off, traded in, sold, or refinanced a financed car? Add-ons like an extended warranty (service contract), tire & wheel, GAP, or etch usually refund the unused part. Refunds are sometimes missed, forgotten, or short. We check yours for free and handle the paperwork if something's missing.
Start my free check Rough estimate ↓
One minute to sign up. We do the digging and tell you what we find, usually within 2–4 weeks.
How it works
- Sign up in a minute. Agree, enter your VIN and contact info. A photo of your paperwork is optional.
- We gather the paperwork. Your VIN alone doesn't show which add-ons you bought, so we use what you send or request copies from the dealer or administrator.
- We check every add-on. Was each one refunded after the refund deadline passed, and was it the amount in the administrator's own written calculation? Forgotten add-ons come first.
- We tell you what we find. All set? Great, that's $0. Something missing? We file the requests and follow up. Refunds go straight to you.
What it costs
- The check is free. If you already got the right refunds, we tell you you're all set. $0.
- If we recover a missing refund, our fee is 30% of the confirmed missing amount we recover. We never charge on refunds you already received or that were already on the way. No minimum fee.
- If what's missing is under $75, we don't file. We send you free do-it-yourself instructions instead.
You can always request these refunds yourself, for free, from the administrator on your contract or the dealer. We're not a law firm, and refunds are never paid to us.
Rough estimate: what might still be owed?
Pro-rata math: price × (months left ÷ total months) − ~$50 cancellation fee. Leave price blank to use typical prices. This is only a rough guide. The real numbers come from your contracts and the administrator's written calculation.
Possibly still owed:
The check is free. If a missing refund is confirmed and we recover it, our fee is 30% of that amount (about $285–$957 here). If you're already all set, it's $0. Under $75 missing? We'll send free DIY instructions instead. Real refunds depend on your contract, mileage, state rules, and claims paid.
Start my free check →FAQ
What is the free refund check?
When a car loan ends early (payoff, trade-in, sale, refinance), most add-ons, such as an extended warranty/service contract, tire & wheel, GAP, etch, or a maintenance plan, refund the unused part. We check whether you got every refund you're owed and the right amount. Forgotten add-ons are the first thing we look for.
What does it cost?
The check is free. If you already got the correct refunds, you owe nothing. If we recover a missing refund, our fee is 30% of the confirmed missing amount we recover, never of refunds you already received or that were already in progress. No minimum fee. If the missing amount is under $75, we don't file and instead send you free instructions to claim it yourself.
What counts as "missing"?
Lenders, states, and administrators often have an automatic refund window after a payoff (we assume 45 days unless your paperwork says otherwise). A refund counts as missing only after that window has passed without a refund. A refund counts as short only when the administrator's own written refund calculation shows you were paid less than it calculated. Our estimate alone never counts.
How long does it take?
One minute to sign up. We do the digging and tell you what we find, usually within 2–4 weeks. If we have to file, administrators typically take another few weeks to pay.
Can you tell from my VIN?
No. A VIN tells us the car, not which add-ons you bought. We use paperwork you send (a photo is fine) or request copies from the dealer or administrator with your authorization.
Can I just do this myself?
Yes, and for free. Call or write the administrator listed on your contract (or the dealer's finance office), ask to cancel, and request a refund of the unearned charges plus a written refund calculation. We're here if you'd rather hand off the paperwork.
Who gets the check?
You (or your lender, if the contract requires it). Our authorization specifically forbids us from receiving, endorsing, or redirecting your refund. Administrators send us a copy of the calculation and confirmation so we can check the amount.
Is there anything you don't handle yet?
At launch we don't take cases where a refund would be credited to a loan that's still open (for example a repossession or an open balance).
Are you lawyers?
No. We're a paperwork service. We don't give legal advice; we send requests based on your contract's own cancellation terms.
Is my information safe?
We collect the minimum needed, use it only for your refund check, and never sell it. See our privacy note.